The ABCs of The Tax Deduction for Educator Expenses
August 27, 2017 Knowledge Center
The ABCs of The Tax Deduction for Educator Expenses

At back-to-school time, much of the focus is on the students returning to the classroom — and on their parents buying them school supplies, backpacks, clothes, etc., for the new school year. But let’s not forget about the teachers. It’s common for teachers to pay for some classroom supplies out of pocket, and the tax […]

Will Congress Revive Expired Tax Breaks?
August 8, 2017 Knowledge Center
Will Congress Revive Expired Tax Breaks?

Most of the talk about possible tax legislation this year has focused on either wide-sweeping tax reform or taxes that are part of the Affordable Care Act. But there are a few other potential tax developments for individuals to keep an eye on. Back in December of 2015, Congress passed the PATH Act, which made […]

A Refresher on The ACA’s Tax Penalty on Those Without Health Insurance
August 1, 2017 Knowledge Center
A Refresher on The ACA’s Tax Penalty on Those Without Health Insurance

Now that Affordable Care Act (ACA) repeal and replacement efforts appear to have collapsed, at least for the time being, it’s a good time for a refresher on the tax penalty the ACA imposes on individuals who fail to have “minimum essential” health insurance coverage for any month of the year. This requirement is commonly […]

Nonqualified Stock Options Demand Tax Planning Attention
July 18, 2017 Knowledge Center
Nonqualified Stock Options Demand Tax Planning Attention

Your compensation may take several forms, including salary, fringe benefits, and bonuses. If you work for a corporation, you might also receive stock-based compensation, such as stock options. These come in two varieties: nonqualified (NQSOs) and incentive (ISOs). With both NQSOs and ISOs, if the stock appreciates beyond your exercise price, you can buy shares […]

The Earlier You Prepare for Your 2017 Taxes, the Better
July 14, 2017 Knowledge Center
The Earlier You Prepare for Your 2017 Taxes, the Better

t can be easy to forget all about taxes during summertime, when “the livin’ is easy,” as the Gershwin song goes. But if you start your tax planning now, you may avoid an unpleasant tax surprise when you file next year. Summer is also a good time to establish a storage system for your tax […]

Are Income Taxes Taking a Bite Out of Your Trusts?
June 20, 2017 Knowledge Center
Are Income Taxes Taking a Bite Out of Your Trusts?

If your estate plan includes one or more trusts, review them with consideration towards income taxes. For trusts, the income threshold is very low for triggering the: Top income tax rate of 39.6%, Top long-term capital gains rate of 20%, and Net investment income tax (NIIT) of 3.8%. The threshold is only $12,500 for 2017. […]

Claiming a Federal Tax Deduction for Moving Costs
June 20, 2017 Knowledge Center
Claiming a Federal Tax Deduction for Moving Costs

Summer is a popular time to move, whether it’s so the kids don’t have to change schools mid-school-year, to avoid having to move in bad weather or simply because it can be an easier time to sell a home. Unfortunately, moving can be expensive. The good news is that you might be eligible for a […]

Details Matter When Selling Stocks
June 13, 2017 Knowledge Center
Details Matter When Selling Stocks

The tax consequences of the sale of an investment, as well as your net return, can be affected by a multitude of factors. You might be focused on factors such as how much you paid for the investment vs. how much you’re selling it for, whether you held the investment long-term (more than one year), […]

Is Your Retirement Fund Safe From Creditors?
June 12, 2017 Knowledge Center
Is Your Retirement Fund Safe From Creditors?

When it comes to estate planning, asset protection is paramount. No matter how well your estate plan is designed, it won’t benefit anyone if you wind up with no wealth to share with your family. If you have substantial assets in employer-sponsored retirement plans or IRAs, it’s important to understand the extent to which those […]

Want to Deduct Charitable Donations?
June 6, 2017 Knowledge Center
Want to Deduct Charitable Donations?

These factors can have a big impact. Some charitable donations provide larger deductions than others, and it isn’t necessarily based on how much – or even what – you donate that matters. How the charity uses your donation can have a large outcome on your deduction. Take vehicle donations, for example. If you donate your […]

IRS Resources for Same Sex Married Couples and Domestic Partners
January 14, 2017 Knowledge Center
IRS Resources for Same Sex Married Couples and Domestic Partners

by Julia Damasco We provide expert tax planning and compliance services for same sex couples and domestic partners. Contact me if you would like to talk about our experience and the specialized services we provide. The IRS has created several resource documents addressing tax issues unique to same sex married couples and certain domestic partners. […]

Few Changes to Retirement Plan Contribution Limits for 2017
December 29, 2016 Knowledge Center
Few Changes to Retirement Plan Contribution Limits for 2017

Retirement plan contribution limits are indexed for inflation, but with inflation remaining low, most of the limits remain unchanged for 2017. The only limit that has increased from the 2016 level is for contributions to defined contribution plans, which has gone up by $1,000. Type of limit 2017 limit Elective deferrals to 401(k), 403(b), 457(b)(2) […]